9' Things you should do instead of buying Stocks!!!
1. Make a will. 2. Pay off your credit cards. 3. Get term life insurance if you have a family to support. 4. Fund your 401(k) to the maximum. 5. Fund your IRA to the maximum. 6. Buy a house if you want to live in a house and can afford it. 7. Put six months' worth of expenses in a money market account. 8. Take whatever money is left over and invest 70% in a stock index fund and 30% in a bond fund through any discount broker, and never touch it until retirement. 9. If any of this confuses you, or if you have something special going on (retirement, college planning, tax issues), hire a fee-based financial planner.
Time(PST)
Growing business tips
Step 1:Decide if you really want to be bigger Step 2:Hiring new employees - and good ones at that Well, you've made the decision. You've weighed the options and you are going to grow. Step 3:Overhead and additional costs With growth comes additional costs and overhead. Being one who is rather frugal with my expenses, I try to look at as many options as possible. Step 4:Raising Capital. --------------------------------------------------- Here are 10 popular growth strategies that can be used with great effect. - Open another location. - Offer your business as a franchise or business opportunity. - License your product. - Form an alliance. - Diversify: Sell complementary products or services · Teach adult education or other types of classes · Import or export yours or others' products · - Become a paid speaker or columnist Target other markets. - Win a government contract. - Merge with or acquire another business. -Expand globally. - Expand to the Internet.Which ever growth strategy you choose, make sure you are ready, plan well and assess your options often.
